Accident Forgiveness

What is Accident Forgiveness? Even the best drivers can make mistakes. Insurance companies know this and created an endorsement known as Accident Waiver (each company may have a different name for it). When a client has a policy with this feature, their rate will not increase as a result of their first accident. How do…

The Only Secret to Lower Auto Insurance

I Am A Good Driver! You’re a fantastic driver. No tickets or accidents on your record for over 8 years. Why are you paying so much for auto insurance? Let’s begin with a quick explanation of how the actuaries create your premium. Insurance rates are generated by combining all the factors that can make rise…