Uber Insurance

Speak to an insurance broker who offers Uber coverage and get quotes from Canada's largest insurance companies. Call or text (416) 803-2113

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Are You Covered?

The earning potential with Uber is very high, but so is the risk. When you accept a ride with Uber and pick up the passengers, you are now considered a commercial driver. At this point, since one of the main exclusions on your personal auto policy is “driving-for-hire”, your insurance company may not cover you in the event of a claim.

Uber’s insurance policy with Definity covers you from the moment you log into the app to when you log out. Your personal auto insurance company will still need to know that you drive for Uber and many of them will not accept you. If you do not disclose this information to the company, they can cancel you for misrepresentation.

How An Insurance Broker Can Get The Best Uber Insurance Rates

Keep these three tips in mind when buying an insurance policy.

01

Multiple Companies

As an insurance broker, we have access to many insurance companies and check the best rates for you.

02

Coverage

Insurance isn’t just about price, as a broker, our goal is to get the best coverage for your situation.

03

Discounts

As experienced insurance brokers, we know the discounts that each unique company offers.

Frequently Asked Questions

Most frequent questions and answers

In the event of a claim, you must email Uber notifying them of the claim and answer the questions they require. They will then send the accident log to Definity.

Definity is the only company that covers Uber while in use. All other companies may not cover you in the event of a loss while logged in if you have not made it know you are an Uber driver. If you disclose your commercial activities to your current provider, they may cancel your policy.

If you do not disclose that you drive Uber to your company, they will likely reject any claim that occurs and possibly cancel you for misrepresentation (your next insurance policy will be very expensive with this on your record).

Definity only works through licensed insurance brokers. Contact your local insurance broker and they will quote you and facilitate the process.

As RIBO licensed insurance brokers, we can offer Uber insurance anywhere in Ontario. Popular cities include: Mississauga, Etobicoke, Milton, Burlington, Oakville, Vaughan, Toronto, Brampton and Caledon. 

Filip Ambroziak's Reviews

Below you will find reviews Filip received over the last 10 years:

5.0
Based on 72 reviews
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Gladys Borbe profile picture
Gladys Borbe
13:34 04 Nov 25
Very accommodating and responsive!
Siva Vinay profile picture
Siva Vinay
18:29 28 Oct 25
I had a great experience working with Filip Ambroziak. He is knowledgeable, patient, and explained all the details clearly. The process was smooth, and they helped me find the best coverage for my needs at a competitive rate. I truly appreciate their professionalism and quick responses.
Robert Wang profile picture
Robert Wang
16:31 17 Jun 25
Filip was great, ensured I was able to obtain my insurance on time and was patient with all questions. Highly recommend
Dominic Kulikowski profile picture
Dominic Kulikowski
15:09 13 May 25
Very helpful and goes out of his way to help me solve my insurance problems.
bialy99 profile picture
bialy99
18:48 10 Feb 25
Barazani Designs profile picture
Barazani Designs
20:40 21 Jan 25
Filip has always given me the best prices you can find. He’s also very easy to reach on the phone. Tried a few places including Onlia and he always ends up the cheapest. Amazing service.
Weronika profile picture
Weronika
16:55 15 Jan 25
Filip is an excellent broker! He was always available for questions and went above and beyond to help me and my husband get auto and tenant insurance! Will recommend him to friends and family
Octavian Draghici profile picture
Octavian Draghici
17:33 11 Dec 24
My experience with "Filip Ambroziak Insurance" was exceptional. From their friendly and knowledgeable team to their commitment to customer satisfaction, I highly recommend them to anyone searching for reliable insurance services.
Jordan Smith [Staff] profile picture
Jordan Smith [Staff]
18:53 03 Jan 24
Karolina Wilczynski profile picture
Karolina Wilczynski
17:36 23 Nov 23
I highly recommend Filip Ambroziak for your insurance needs. He is knowledgeable and provides fast and friendly service. Filip was able to find me excellent rates. Thank you Filip!
Lejla A profile picture
Lejla A
15:57 27 Oct 23
Filip is the best! Always there to help with fast and accurate answers. Highly recommend.
Franklin C. Silva profile picture
Franklin C. Silva
16:51 04 Oct 23
Professional, fast, diligent, 100% recommended! A+ Service.
Mateusz Kwiatkowski profile picture
Mateusz Kwiatkowski
20:05 30 Aug 23
Great, friendly and fast communication. He is always looking for the best option for you. Full professionalism. I recommend it very strongly.
Xyz Xyz profile picture
Xyz Xyz
15:25 29 Aug 23
I’ve never had any problems with Filip. He’s a very competent, professional, polite and supportive agent.
Martha Blaszczyk profile picture
Martha Blaszczyk
21:35 13 Jun 23
Filip was so helpful and efficient in finding me the best possible auto insurance! Highly recommend him if you’re looking for an insurance broker that will go above and beyond to meet your needs
Miriam Rebolo profile picture
Miriam Rebolo
04:13 25 Nov 22
I really enjoy working with Pilip! He is very helpful and on top of his game! He goes above and beyond for his clients and I am very thankful for his service.
My entire family are his clients.
Definitely a great person to have in your corner for instance!
Thank you Filip!
Christiane Kuehn profile picture
Christiane Kuehn
17:45 09 Nov 22
Filip was super helpful and provided us with the best insurance quote, all the information needed and answered all our questions immediately. The whole process from getting the quote to signing the papers and receiving the insurance papers was very well managed and very professional. I can only recommend Filip. Thank you for all your help!
Selena Ali profile picture
Selena Ali
20:24 27 Sep 22
Filip is great and is super polite and professional! I have a great insurance rate and policy thanks to him! 🙂
Alexandra Leclerc profile picture
Alexandra Leclerc
13:18 01 Jul 22
Filip has been very quick to respond and adjust my car insurance to fit my needs. He is very polite and it has been a pleasure to set up my car insurance with him. I have not made any claims yet but will update this if I ever have to.
LARISSA DLUGOSH profile picture
LARISSA DLUGOSH
12:59 16 Mar 22
I highly recommend working with Filip if you are looking for prompt responses, fast results and great prices. He was able to get us an awesome insurance quote in 2 days compared to weeks with other companies and waiting for call backs. I am very happy I decided to call Filip.
Thank you!
See All Reviews

Benefits of Working With Filip Ambroziak

Benefits of Working With a Vaughan Insurance Broker

Filip Ambroziak has been insuring Uber drivers since the start of his career. As a RIBO (Registered Insurance Brokers of Ontario) and LLQP (Life License Qualification Program) licensed insurance broker, he can offer auto, home, commercial, travel and life insurance products.  Call Filip at (416) 803-2113 or email him at filipa@pbnet.ca. 

Uber Insurance Online.

That’s right, you don’t ever have to leave your home! Quotes, applications and policies all done online through a broker. 

online insurance brokers

Have Multiple Policies through one Broker

One of the biggest benefits of working with An insurance broker is having all your insurance policies in one place. Drive for Uber? Own your home? Get all the policies in the same place!

Get a Quote

Getting a quote for your car when driving as an Uber driver is very similar to getting a regular auto insurance quote. 

You may contact Filip Ambroziak either by phone (416) 803-2113, or email (filipa@pbnet.ca) and mention your Uber usage. We have also created a form on the Auto Insurance Page which will guide you in what needs to be provided. Simply add that you are an Uber driver in the details and the email will be sent out.