Life Insurance Barrie
As a life insurance advisor, the goal is to provide the best coverage for the best price.
This is done by assessing your current situation, creating the most efficient life insurance package and getting quotes from multiple life insurance companies resulting in a competitive rate.
For a life insurance quote, contact Filip Ambroziak by calling (416) 803 – 2113, emailing filipa@pbnet.ca or completing the form below. It’s always best to schedule an appointment so that a full analysis can be made.
Contact Us
- Serving Barrie and all of Simcoe County!
- Monday - Friday: 10:00am - 5:00pm
- (416) 803-2113
- (905) 366-0066
- filipa@pbnet.ca
Let find you some good rates!
Get a Life Insurance Quote
The Right Life Coverage
Finding the right life insurance product for you and your family can be difficult. There are many life insurance products on the market, and each life insurance company will have slightly different versions of their product. To keep things as simple as possible, I will discuss the two most popular forms of life insurance: Permanent life insurance and Term Life insurance. It’s always best to consult with an agent and have him or her advise based on your unique situation.
Permanent Life Insurance: This is a more expensive option but as the name implies, it is permanent. No term is selected with this type of insurance as it is in force until the end of the insureds life. Pricing is based on the sum chosen as well as personal details such as health, gender, age etc..
Permanent life insurance requires a little more customization. These policies are ideal for those with a higher net worth and many assets. Generally, more established families can benefit from this type of life insurance as it can be used as an estate planning tool.
Term Life Insurance: This is the more basic type of insurance policy where a sum (Ex. $500,000) and a term (Ex. 20 years) is selected. Based on this as well as the insured’s personal details (health, age, gender, etc.) a premium is generated. Should the client pass away during the insured term, the beneficiary (the person/persons selected to receive the sum) will be given the money.
This type of coverage can be very affordable (starting at about $15.00 per month) and is therefore ideal for those with tighter budgets and less assets. Very commonly purchased by young families.
If you have any questions or would like to speak to an insurance broker, please call Filip Ambroziak at (416) 803-2113 or email filipa@pbnet.ca.
Life Insurance Companies
When working with a life insurance broker, one of the biggest advantages is the ability to quote with multiple life insurance companies. Each insurer may offer slightly different benefits and may have different underwriting requirements than another.
Below you will find some of the largest and most popular life insurance companies in Barrie as well as all of Canada.
