Commercial Auto Insurance for Painters

Do Painters Need Commercial Auto Insurance or is Personal Auto Enough?

You may be using a personal vehicle to drive from one job site to another, but a personal auto insurance policy is not the correct fit for you and may cause issues if the company discovers commercial use. 

The benefit of having a commercial auto insurance policy is that should you ever need to use your vehicle for personal use, the policy permits it. Personal policies on the other hand do not allow commercial usage.

Another recent benefits to having commercial auto insurance as a painter is that in many cases, it is cheaper than a personal auto policy! How is this possible? Well over the last few years, the personal auto insurance side has experienced many claims and vehicle costs have skyrocketed. Many new cars have special features which are very expensive to fix when damaged. The commercial auto side hasn’t experienced nearly as many losses and can offer slightly lower rates. 

If you are self employed or work for a company that requires you to use your own car, you will need commercial auto insurance created specifically for painters. 

Commercial Auto Insurance for Painters

This is where a licensed insurance broker can help! Getting commercial auto insurance for painters is very quick and easy. It is also much cheaper in many cases compared to personal auto insurance! We deal with many of the largest commercial insurers in Ontario and can shop for the best rates.