Insurance Broker Cambridge

Get in touch with a Cambridge insurance broker and get quotes from Canada's biggest insurance companies. Call / text (416) 803-2113 or email filipa@pbnet.ca.

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Cambridge Insurance Quotes

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A Discussion about the current state of insurance in Cambridge

The Insurance Market in Cambridge

cheapest auto insurance quotes

Cambridge is home to many wonderful attractions. Whether you like trails, nature or shopping, Cambridge is a great place to call home. If you like butterflies, you will love the Cambridge Butterfly Conservation. If you want to swim, check out Shades Mills.

With over 129,000 people, the Cambridge population has been growing from both international immigrants as well as Torontonians looking for larger homes. With the population constantly growing at a quick rate, it naturally causes more vehicle congestion resulting in more claims. This causes all insurance premiums to increase making it important to shop around for the lowest rates.

The Insurance Market In Cambridge

As mentioned above, Cambridge is a growing city. With more people, you can expect more vehicle congestion which can result into more incidents on the road. Higher insurance rates naturally follow increased claims and claim payouts. 

Luckily, Cambridge has much better auto insurance rates when comparing to cities in the GTA. In many cases, the price can be up to 50% lower. 

Home insurance can be high if you live in a high risk flood zone. Also the larger and more expensive your home is, the more the insurance will cost. 

Factors That Affect Your auto insurance in Cambridge

Like any of other city in Ontario, there are individual factors that can contribute to higher or lower insurance premiums. Some of these are below:

  • Years insured
  • Address
  • Usage of your vehicle (Personal or Commercial)
  • Other drivers with access to your vehicle
  • Coverage chosen (liability only vs. full coverage)
  • Deductibles
  • Marital status
  • Years licensed 
  • Insurance cancellations
  • Tickets and accidents
  • KM driven
  • Vehicle year, make and model
Discounts

Discounts are a common way to reduce your insurance rate for both auto and home. Below are a few examples:

  • Bundle discount
  • Winter tires
  • Claims free
  • Monitored burglar and fire alarms in the home
  • Conviction free
  • Anti-theft device
  • Retiree Discount
Our Cambridge Goal

Our goal is to provide the best service in the industry while offering the most competitive insurance rates. We know that service doesn’t end at the sale. Your life is changing daily, whether you bought a new house, have a new child joining the family or starting a new business, our friendly professionals are here to help every step of the way. Leverage our large network of contacts to help you make the best decisions.

If you would like to speak to a Cambridge broker, you may call (416) 803-2113 or email filipa@pbnet.ca. Once a quote is created, a policy can be bound the same day!

Filip Ambroziak's Reviews

Below you will find some reviews Filip received on Google over the last 10 years:

5.0
Based on 71 reviews
powered by Google
Dominic Kulikowski
15:09 13 May 25
Very helpful and goes out of his way to help me solve my insurance problems.
bialy99
18:48 10 Feb 25
Barazani Designs
20:40 21 Jan 25
Filip has always given me the best prices you can find. He’s also very easy to reach on the phone. Tried a few places including Onlia and he always ends up the cheapest. Amazing service.
Weronika
16:55 15 Jan 25
Filip is an excellent broker! He was always available for questions and went above and beyond to help me and my husband get auto and tenant insurance! Will recommend him to friends and family
Octavian Draghici
17:33 11 Dec 24
My experience with "Filip Ambroziak Insurance" was exceptional. From their friendly and knowledgeable team to their commitment to customer satisfaction, I highly recommend them to anyone searching for reliable insurance services.
Jordan Smith [Staff]
18:53 03 Jan 24
Karolina Wilczynski
17:36 23 Nov 23
I highly recommend Filip Ambroziak for your insurance needs. He is knowledgeable and provides fast and friendly service. Filip was able to find me excellent rates. Thank you Filip!
Lejla A
15:57 27 Oct 23
Filip is the best! Always there to help with fast and accurate answers. Highly recommend.
Franklin C. Silva
16:51 04 Oct 23
Professional, fast, diligent, 100% recommended! A+ Service.
Mateusz Kwiatkowski
20:05 30 Aug 23
Great, friendly and fast communication. He is always looking for the best option for you. Full professionalism. I recommend it very strongly.
Xyz Xyz
15:25 29 Aug 23
I’ve never had any problems with Filip. He’s a very competent, professional, polite and supportive agent.
Martha Blaszczyk
21:35 13 Jun 23
Filip was so helpful and efficient in finding me the best possible auto insurance! Highly recommend him if you’re looking for an insurance broker that will go above and beyond to meet your needs
Miriam Rebolo
04:13 25 Nov 22
I really enjoy working with Pilip! He is very helpful and on top of his game! He goes above and beyond for his clients and I am very thankful for his service.My entire family are his clients.Definitely a great person to have in your corner for instance!Thank you Filip!
Christiane Kuehn
17:45 09 Nov 22
Filip was super helpful and provided us with the best insurance quote, all the information needed and answered all our questions immediately. The whole process from getting the quote to signing the papers and receiving the insurance papers was very well managed and very professional. I can only recommend Filip. Thank you for all your help!
Selena Ali
20:24 27 Sep 22
Filip is great and is super polite and professional! I have a great insurance rate and policy thanks to him! 🙂
Alexandra Leclerc
13:18 01 Jul 22
Filip has been very quick to respond and adjust my car insurance to fit my needs. He is very polite and it has been a pleasure to set up my car insurance with him. I have not made any claims yet but will update this if I ever have to.
LARISSA DLUGOSH
12:59 16 Mar 22
I highly recommend working with Filip if you are looking for prompt responses, fast results and great prices. He was able to get us an awesome insurance quote in 2 days compared to weeks with other companies and waiting for call backs. I am very happy I decided to call Filip.Thank you!
See All Reviews

How A Cambridge Insurance Broker Can Help

Three tips in mind when purchasing an insurance policy.

01

Coverage

Insurance isn’t just about price, as a broker, our goal is to get the best coverage for your situation.

02

Discounts

As experienced insurance brokers, we know the discounts that each unique company offers.

03

Multiple Companies

As an insurance broker, we have access to many insurance companies and check the best rates for you.

We Will Make It Quick and Simple!

How To Get an insurance quote From Filip Ambroziak

Getting an insurance quote with Filip Ambroziak is very easy and quick. You have several options to get a quote.

Option 1: Phone Call. The simplest way to get an insurance quote is to give Filip a call. You can call Filip directly at (416) 803 – 2113 or through the office at (905) 366-0066.

Option 2: Email. Feel free to send Filip an email requesting a quote, everything can be done from the comfort of your own home including all signing of applications and confirmation of insurance. You may email Filip Ambroziak at filipa@pbnet.ca.

Option 3: Text. We can do full quotes via text message. Feel free to send Filip a text to (416) 803-2113 and we can continue from there!

Why Work with an Insurance Broker?

Its a surprise to many clients that the largest insurance companies in Canada often do not offer their products to the public. You need to use an insurance broker to access them. This makes for a great reason to work with a broker as you can get the best pricing on all your insurance needs. 

Benefits of Working With Filip Ambroziak

Benefits of Working With a Cambridge Insurance Broker

Filip Ambroziak has friends and clients in Cambridge for the last 10+ years.  As a RIBO (Registered Insurance Brokers of Ontario) and LLQP (Life License Qualification Program) licensed insurance broker, he can offer auto, home, commercial, travel and life insurance products. Call Filip at (416) 803-2113 or email him at filipa@pbnet.ca. 

Cambridge Insurance Online.

That’s right, you don’t ever have to leave your home! Quotes, applications and policies can all be done online through a broker. 

online insurance brokers

Have Multiple Policies through one Insurance Broker

Keep your auto, home, investment properties, businesses and trips all insured with one broker.

FAQ

Frequently Asked Questions

one way insurance generally refers to no comprehensive or collision coverage. This means if you are involved in an accident that is your fault, your vehicle will not have coverage and you will need to pay out of pocket.

All mandatory coverages are still there such as Accident Benefits, Third Party Liability and DCPD.

Missing a payment on your insurance policies is never good, however if its your first time, their could be a solution. Contact your insurance broker right away if you see a payment has bounced.