Insurance Broker Cambridge
Get in touch with a Cambridge insurance broker and get quotes from Canada's biggest insurance companies. Call / text (416) 803-2113 or email filipa@pbnet.ca.
Cambridge Insurance Quotes
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Request an Insurance Quote
- Serving Cambridge and all of Waterloo
- Monday - Friday: 10:00am - 5:00pm
- (416) 803-2113
- filipa@pbnet.ca
A Discussion about the current state of insurance in Cambridge
The Insurance Market in Cambridge
Cambridge is home to many wonderful attractions. Whether you like trails, nature or shopping, Cambridge is a great place to call home. If you like butterflies, you will love the Cambridge Butterfly Conservation. If you want to swim, check out Shades Mills.
With over 129,000 people, the Cambridge population has been growing from both international immigrants as well as Torontonians looking for larger homes. With the population constantly growing at a quick rate, it naturally causes more vehicle congestion resulting in more claims. This causes all insurance premiums to increase making it important to shop around for the lowest rates.
The Insurance Market In Cambridge
As mentioned above, Cambridge is a growing city. With more people, you can expect more vehicle congestion which can result into more incidents on the road. Higher insurance rates naturally follow increased claims and claim payouts.
Luckily, Cambridge has much better auto insurance rates when comparing to cities in the GTA. In many cases, the price can be up to 50% lower.
Home insurance can be high if you live in a high risk flood zone. Also the larger and more expensive your home is, the more the insurance will cost.
Factors That Affect Your auto insurance in Cambridge
Like any of other city in Ontario, there are individual factors that can contribute to higher or lower insurance premiums. Some of these are below:
- Years insured
- Address
- Usage of your vehicle (Personal or Commercial)
- Other drivers with access to your vehicle
- Coverage chosen (liability only vs. full coverage)
- Deductibles
- Marital status
- Years licensed
- Insurance cancellations
- Tickets and accidents
- KM driven
- Vehicle year, make and model
Discounts
Discounts are a common way to reduce your insurance rate for both auto and home. Below are a few examples:
- Bundle discount
- Winter tires
- Claims free
- Monitored burglar and fire alarms in the home
- Conviction free
- Anti-theft device
- Retiree Discount
Our Cambridge Goal
Our goal is to provide the best service in the industry while offering the most competitive insurance rates. We know that service doesn’t end at the sale. Your life is changing daily, whether you bought a new house, have a new child joining the family or starting a new business, our friendly professionals are here to help every step of the way. Leverage our large network of contacts to help you make the best decisions.
If you would like to speak to a Cambridge broker, you may call (416) 803-2113 or email filipa@pbnet.ca. Once a quote is created, a policy can be bound the same day!
How A Cambridge Insurance Broker Can Help
Three tips in mind when purchasing an insurance policy.
01
Coverage
Insurance isn’t just about price, as a broker, our goal is to get the best coverage for your situation.
02
Discounts
As experienced insurance brokers, we know the discounts that each unique company offers.
03
Multiple Companies
As an insurance broker, we have access to many insurance companies and check the best rates for you.
We Will Make It Quick and Simple!
How To Get an insurance quote From Filip Ambroziak
Getting an insurance quote with Filip Ambroziak is very easy and quick. You have several options to get a quote.
Option 1: Phone Call. The simplest way to get an insurance quote is to give Filip a call. You can call Filip directly at (416) 803 – 2113 or through the office at (905) 366-0066.
Option 2: Email. Feel free to send Filip an email requesting a quote, everything can be done from the comfort of your own home including all signing of applications and confirmation of insurance. You may email Filip Ambroziak at filipa@pbnet.ca.
Option 3: Text. We can do full quotes via text message. Feel free to send Filip a text to (416) 803-2113 and we can continue from there!
Why Work with an Insurance Broker?
Its a surprise to many clients that the largest insurance companies in Canada often do not offer their products to the public. You need to use an insurance broker to access them. This makes for a great reason to work with a broker as you can get the best pricing on all your insurance needs.
Benefits of Working With Filip Ambroziak
Benefits of Working With a Cambridge Insurance Broker
Filip Ambroziak has friends and clients in Cambridge for the last 10+ years. As a RIBO (Registered Insurance Brokers of Ontario) and LLQP (Life License Qualification Program) licensed insurance broker, he can offer auto, home, commercial, travel and life insurance products. Call Filip at (416) 803-2113 or email him at filipa@pbnet.ca.
Same Day Policies
Cambridge Insurance Online.
That’s right, you don’t ever have to leave your home! Quotes, applications and policies can all be done online through a broker.
Have Multiple Policies through one Insurance Broker
Keep your auto, home, investment properties, businesses and trips all insured with one broker.
FAQ
Frequently Asked Questions
one way insurance generally refers to no comprehensive or collision coverage. This means if you are involved in an accident that is your fault, your vehicle will not have coverage and you will need to pay out of pocket.
All mandatory coverages are still there such as Accident Benefits, Third Party Liability and DCPD.
Missing a payment on your insurance policies is never good, however if its your first time, their could be a solution. Contact your insurance broker right away if you see a payment has bounced.