Insurance Broker Markham
Get in touch with a Markham insurance broker and get quotes from Canada's best insurance companies. Call / text Filip Ambroziak at (416) 803-2113 or email filipa@pbnet.ca.
Markham Insurance Quote
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Benefits of an Insurance Broker
Markham Insurance Broker
Are you a golfer? If you are, you will love that Markham has nine amazing courses with the most prestigious being The York Downs Golf & County Club. Do you like nature, parks and trails? Markham has got you covered!
As you can see, Markham is an amazing city with so much to offer. This makes it a perfect home to many growing families and emerging businesses. It currently has the fourth largest population in all of the Greater Toronto Areas right after Toronto, Mississauga and Brampton.
Why are insurance rates in Markham increasing?
As cities get more populated, naturally there are more collisions. As more incidents occur and companies have to pay out more, insurance premiums increase. Markham’s insurance rates have gone up drastically just like the surrounding cities.
Inflation is also a major reason for increased insurance premiums. Over the last several years, everything from groceries, car parts and materials has gone up. As a result, when claims occur, insurers are forced to pay clients these new higher prices. to recoup their costs, they need to increase their rates the following years.
Commercial clients haven’t been hit as hard as the personal lines. For existing businesses in Markham, you can expect minor increases. If you are starting a new businesses, getting commercial insurance for the first time may be a little more challenging. An insurance broker will be able to assist with that.
How to get the best insurance rates in Markham
Although rates are increasing, there are many things a shopper can do to reduce their rate.
- Compare your coverages from company to company. Once you establish the coverages you need for your car, home or business insurance, call up a broker and have them compare the rates.
- Discounts. Double check that your current policies include all the discounts you are eligible for.
- Maintain a good record. Keep a clean driving record, do not miss any insurance payments and do not have any gaps in coverage.
An insurance broker will help you decide on what coverages are best suited for your needs and help you find the best price.
Insurance Expertise
Insurance brokers are the go-to source for any insurance related questions. They also do not work directly for one company, they are contracted for many and work in the customers best interest.
If you have any insurance related questions or need a quote, feel free to call Filip Ambroziak at (416) 803-2113 or email filipa@pbnet.ca.
How An Insurance Broker Can Get The Best Insurance Rates In Markham
Keep these three tips in mind when purchasing an insurance policy.
01
Multiple Companies
As an insurance broker, we have access to many insurance companies and check the best rates for you.
02
Coverage
Insurance isn’t just about price, as a broker, our goal is to get the best coverage for your situation.
03
Discounts
As experienced insurance brokers, we know the discounts that each unique company offers.
We Will Make It Quick and Simple!
Why Work With an Insurance Broker?
Working with an insurance broker has many benefits to the client.
- Access to Markets. Insurance brokers have access to insurance companies which the public does not. Companies do this because they want the customer to be fully informed on their coverages. These companies may offer more custom solutions as well, so a broker is required to guide the client.
- Ease. Working with brokers is very easy. You can call, text, email or come into the office in person.
- Multiple Lines of Insurance. Many clients have more than just a vehicle to insure. With a broker, you can insure your home, car, business, investment property, ATV etc. all in one place.
Benefits of Working With Filip Ambroziak
Benefits of Working With a Markham Insurance Broker
Filip Ambroziak has been insuring the residents of Markham he started his career. As a RIBO (Registered Insurance Brokers of Ontario) and LLQP (Life License Qualification Program) licensed insurance broker, he can offer auto, home, commercial, travel and life insurance products. Call Filip at (416) 803-2113 or email him at filipa@pbnet.ca.
Same Day Policies
Markham Insurance Online.
That’s right, you don’t ever have to leave your home! Quotes, applications and policies all done online through a broker.
Have Multiple Policies through one Broker
One of the biggest benefits of working with a Markham insurance broker is having all your insurance policies in one place. We offer Investment property, Commercial Auto, Auto, Home, Commercial, Travel and Life insurance!
Request an Insurance Quote
- Serving Markham and the entire York Region!
- Monday - Friday: 10:00am - 5:00pm
- (416) 803-2113
- filipa@pbnet.ca
FAQ
Frequently Asked Questions
The answer to this question is “there is no such thing”. Every client will have a different offer from every insurance company. The best way to find which insurance company is the cheapest for you, is to speak to an insurance broker and shop the market.
When insurance brokers say “full coverage” what they mean is the standard liability insurance along with collision and comprehensive coverage. In short, that is the coverage that covers damages to your own vehicle should an accident be your fault. There is usually a $500 or $1000 deductible applied.
Collision and comprehensive insurance is not legally required to drive in Ontario. Third Party Liability is mandatory.
If you are purchasing a vehicle and financing it, finance companies will require that the car is insured with “full coverage” in order to get the loan.
Missing a payment can have severe consequences on your insurance record, and can increase your future payments for a long time. If you have a missed payment, call your broker as soon as possible to see what solutions exist for you.