Insurance Broker Newmarket
Speak to a Newmarket insurance broker today and get rates from Canada's highest rated insurance companies. Call/text (416) 803-2113 or email filipa@pbnet.ca.
Newmarket Insurance Quotes
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A Discussion about the current state of insurance in Newmarket
Insurance in Newmarket
Just like the rest of the Greater Toronto Areas, Newmarket has been growing over the years and continues to do so today. Its a beautiful city where raising a family is ideal for many.
For certain industries however, population growth can be bad. Insurance is one of those industries. Once cities get too congested, car accident become more common and larger liability lawsuits take place. This forces insurance companies to increase their rates for everyone.
Another issue we are noticing is that car thefts are on the rise. New vehicles are very expensive now and if one of those gets stolen, the insurance company has a huge payout. The only way a company can recoup their losses is by charging everyone more on their insurance in the years following.
The only was to combat rate increases is to shop the entire insurance marketplace and see which company offers the best quote for you. This is where an insurance broker can help.
Future Newmarket Rates
We get asked “will rates go up next year” very often. The answer to this question is “it depends”. Insurance companies use many factors when determining your rates. Some are personal factors (driving history, tickets, accidents etc.), and others are general factors such as an increase of claims in Newmarket.
Sadly, almost every city in Ontario has had increases in claims. Combine that with higher costs to repair vehicles and homes, and you can almost guarantee insurance rate increases in Newmarket for the foreseeable future.
Factors That Affect Your Personal Auto Insurance Rate in Newmarket:
As mentioned above, there are many factors that affect your insurance rates. Try your best to drive safe and don’t get tickets. Below are some examples:
- Years insured
- Marital status
- Vehicle type
- Years licensed
- Your address
- The usage of your vehicle
- Prior tickets and accidents
- Prior insurance cancellations
- Your deductible
- Coverage chosen (liability only vs. full coverage)
How Filip Ambroziak Can Get The Best Insurance Premiums in Newmarket
Keep these three tips in mind when purchasing an insurance policy.
01
Multiple Companies
As an insurance broker, I have access to many insurers and can get the best rate.
02
Coverage
Insurance isn’t just about price, as a broker, the goal is to get the best coverage for your situation.
03
Discounts
As an experienced insurance broker, I know the discounts that each unique company offers.
We Will Make It simple and quick!
Why work With an Insurance Broker?
One of the best reasons to work with a broker is their access to insurance companies which the public has no access to.
Most insurance do not offer their services directly to the public and only work with brokers. They understand that insurance is a lot more complicated than it seems and want a professional dealing with client coverages and questions.
Another reason is the convenience of a broker. Most clients have many insurance policies including home, auto, investment properties, business and life. Having one point of contact is a huge benefit for these clients.
How To Get an insurance quote
Getting an insurance quote with Filip Ambroziak is very simple. You will have several options to get a quote.
Option 1: Phone Call. The simplest way to get an insurance quote is to give Filip a call. He will ask several questions depending on the insurance policy you are looking for. Questions may include your address, vehicle type, and driver’s history. You can call Filip directly at (416) 803 – 2113 or through the office at (905) 366-0066.
Option 2: Email. Feel free to send Filip an email requesting a quote, everything can be done from the comfort of your own home including all signing of applications and confirmation of insurance. You may email Filip Ambroziak at filipa@pbnet.ca.
Option 3: Text. This may be a little less common however we can do full quotes via text message. Feel free to send Filip a text to (416) 803-2113 and we can continue from there!
Benefits of Working With Filip Ambroziak
Benefits of Working With a Newmarket Insurance Broker
Filip Ambroziak has been insuring Newmarket residents since the start if his career. As a RIBO (Registered Insurance Brokers of Ontario) and LLQP (Life License Qualification Program) licensed insurance broker, he can offer home, investment property, auto, commercial, travel and life insurance products. Call Filip at (416) 803-2113 or email him at filipa@pbnet.ca.
Same Day Policies
Newmarket Insurance Online.
That’s right, you don’t ever have to leave your home! Quotes, applications and policies all done online through a broker.
Have Multiple Policies through one Broker
One of the best benefits of working with a Newmarket insurance broker is having all your insurance policies in one place being managed by someone who knows you.
Request an Insurance Quote
- Serving Newmarket and all of the York Region!
- Monday - Friday: 10:00am - 5:00pm
- (416) 803-2113
- filipa@pbnet.ca
FAQ
Frequently Asked Questions:
This is a great question and the answer is: There is no “cheapest insurance company”. However there is a cheapest company for you at this time!
What we mean is insurance rates change all the time and one company that is best today, may not be the best next year. This is why speaking to an insurance broker with access to many insurance companies is the best way to check your rates.
When insurance brokers say “full coverage” what they mean is the standard mandatory insurance (Liability, DCPD…etc) along with collision and comprehensive coverage. In short, that is the coverage that covers damages to your own vehicle should an accident be your fault. There is usually a $500 or $1000 deductible applied.
Collision and comprehensive insurance is not legally required to drive in Ontario. Third Party Liability is mandatory.
If you are purchasing a vehicle and financing it, finance companies will require that the car is insured with “full coverage” in order to get the loan.