Insurance Broker North York
Speak to a North York insurance broker and get quotes from Canada's top insurance companies. Call (416) 803-2113
North York Insurance Quotes:
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How A North York Insurance Broker Can Help You!
Keep these tips in mind when purchasing an insurance policy.
01
Multiple Companies
As an insurance broker, we have access to multiple insurance companies and check which one offers the best rates for you!
02
Coverage
Insurance isn’t just about price, as a broker, our goal is to get the best coverage at the best value for your situation.
03
Discounts
As experienced insurance brokers, we know the different discounts that each unique insurance company offers.
A Discussion about the current state of insurance in North York
Insurance in North York
North York is home to one of the most luxurious shopping malls in Ontario. Yorkdale is also one of Canada’s busiest malls with 18 million yearly visitors. If you like designer clothing or just enjoy looking around a high end mall, North York has what you want! If you are more of a nature type, check out Edwards Garden.
With so many things to do, it’s natural that North York will attract many Canadians and international migrants over. When cities grow and become more dense, they also experience a lot more losses which results in insurance rates increasing.
The Future of North York Insurance Rates
A common question most insurance brokers in North York will get is: “What does the future of insurance in North York look like?” This is a very tough question to answer as it depends on many different factors. Usually this question is regarding auto insurance more than other lines of insurance. Home insurance rates in North York have been very stable and competitive.
As an insurance broker who insures many clients in North York, I personally believe that auto insurance will rise as the demand to live in the city rises every year which also increases the amount of claims that occur.
Factors That Affect Your Personal Auto Insurance Rate in North York
The factors that affect your auto insurance rates in North York are the same as they are all over Ontario.
Below you will find some of the rating factors that insurance companies use to create your individual premiums:
- Your address
- Years insured
- Marital status
- Prior tickets and accidents
- Years licensed
- Vehicle type
- Prior insurance cancellations
- The usage of your vehicle
- Coverage chosen (liability only vs. full coverage)
- Your deductible
Will North York Insurance Rise?
As mentioned previously, there is no way to answer this question with absolute certainty. The truth is the price may go up in the future or it may go down. Personally, I believe that the prices in North York will increase on average. The reason is not only that claims have been increasing in North York, but because North York attracts many brand new drivers. Those prices alone will increase the average insurance price around the city.
If you have a good record with no accident or tickets, you will be able to find a good rate in North York.
Speak to a North York insurance broker who knows the city and knows which insurance companies offer the best rate. Call Filip Ambroziak at (416) 803-2113.
Benefits of insuring With Filip Ambroziak
Benefits of Working With a North York Insurance Broker
Filip Ambroziak has been insuring the businesses, cars and homes of North York residents since the start of his insurance career. As a RIBO (Registered Insurance Brokers of Ontario) and LLQP (Life License Qualification Program) licensed insurance broker, he can offer auto, home, commercial, travel and life insurance products. Call Filip at (416) 803-2113 or email him at filipa@pbnet.ca.
Same Day Policies
North York Insurance Online.
That’s right, you don’t ever have to leave your home! Quotes, applications and policies all done online through a broker.
Many Insurance Policies through one Broker
One of the biggest benefits of working with a North York insurance broker is having all your insurance policies in one place. Multiple companies, multiple policies, one broker.
Working with an insurance broker
Why work With an Insurance Broker?
When buying insurance, there are three main ways to purchase a policy: online, through an agent and through an insurance broker.
One of the reasons that insurance brokers still remain the most popular choice for customers beyond the increased customer service standards and professional advice, is their access to insurance markets. Most companies that insurance brokers deal with do not offer their services to the general public. When purchasing through a broker, you gain access to those companies which helps you get a more competitive price! Speak to a broker today by calling (416) 803-2113.
How To Get an insurance quote
Getting an insurance quote with Filip Ambroziak is very simple. The very first step is to determine what insurance products you are looking for. You will have several options to get a quote.
Option 1: Phone Call. The simplest way to get an insurance quote is to give Filip a call. He will ask several questions depending on the insurance policy you are looking for. Questions may include your address, vehicle type, and driver’s history. You can call Filip directly at (416) 803 – 2113 or through the office at (905) 366-0066.
Option 2: Email. Feel free to send Filip an email requesting a quote, everything can be done from the comfort of your own home including all signing of applications and confirmation of insurance. You may email Filip Ambroziak at filipa@pbnet.ca.
Option 3: Text. This may be a little less common however we can do full quotes via text message. Feel free to send Filip a text to (416) 803-2113 and we can continue from there!
Request an Insurance Quote
- Serving North York and all of Toronto!
- Monday - Friday: 10:00am - 5:00pm
- (416) 803-2113
- filipa@pbnet.ca
FAQ
Frequently Asked Questions:
An insurance broker is a licensed insurance professional who can bind insurance coverage from several insurance companies for several lines of insurance. Examples of lines of insurance are: Commercial, auto, home, travel and life insurance.
A deductible is the amount of money you are responsible for in the event of a claim. With car insurance, the most common deductible amounts are $500 and $1000.
Example: You are involved in an accident where you rear-ended another vehicle. Your cars damage is about $2500. If you have a deductible of $500, the amount the insurance company would give you is $2000.
A North York insurance broker who is full licensed can offer the following types of insurance:
There are several ways to reduce your insurance rates depending on the company you are insured with and the type of insurance policy you currently have. It is best to speak with an insurance broker and review your situation together. To speak to an insurance broker, please call Filip Ambroziak at (416) 803 -2113.
If you are currently using your vehicle for Uber, please notify your insurance broker. Every company has different rules when it comes to using a car for Uber.