Insurance Broker Toronto

Speak with a Toronto insurance broker and get quotes from Canada's largest insurance companies. Call / text Filip Ambroziak at (416) 803-2113 or email filipa@pbnet.ca.

Quotes
+ 0
Happy Clients
+ 0
Insurance Companies
+ 0
Retention Rate
+ 0 %


Toronto Insurance Quote

Please Choose one of the options below

Benefits of an Insurance Broker

Toronto Insurance Broker

cheapest auto insurance quotes

Toronto is the best city in the world. We have a very diverse and friendly population who are all very ambitious wanting the most out of life.

If you are not out enjoying a summer day at the Harbourfront, you can ride up the CN Tower and enjoy the best views the city has to offer or explore the Royal Ontario Museum if the rain demands it. As stated earlier, Toronto is the best city to live in and we are lucky to be so close to it!

Toronto has had tremendous growth both in population and startups over the last few decades. New businesses are opening up daily while older businesses are expanding.

Are Premiums in Toronto Increasing?

This is a common question in the insurance industry, and unfortunately, they are increasing and likely will be for the near future. There are a few forces driving up the insurance rates in Toronto:

  1. Inflation. Everything from groceries to auto parts, have seen significant increases in price. When a home is damaged or a vehicle part needs to be replaced, insurance companies are forced to pay these new increased costs. In order for them to recoup their money, they have to increase rates in the following years. 
  2. Claims are on the rise. Claims are not only increasing in frequency, but in size as well. Condos are flooding, vehicles are being stolen and business’ are experiencing more break ins then ever before. This is forcing insurers to increase their premiums in Toronto. 
  3. Aging buildings. Many large insurance companies are increasing their rates on condos and offices because the structures are aging and claims are becoming more common.

Insurance Expertise

Insurance brokers are the go-to source for any insurance related questions. Whether you are looking for commercial, auto or investment property, brokers will help guide you.

They also do not work directly for one company, they are contracted for many and work in the customers best interest. 

If you have any insurance related questions or need a quote, feel free to call Filip Ambroziak at (416) 803-2113 or email filipa@pbnet.ca.

Filip Ambroziak's Reviews

Below you will find some reviews Filip received on Google over the last 10 years:

5.0
Based on 71 reviews
powered by Google
Dominic Kulikowski
15:09 13 May 25
Very helpful and goes out of his way to help me solve my insurance problems.
bialy99
18:48 10 Feb 25
Barazani Designs
20:40 21 Jan 25
Filip has always given me the best prices you can find. He’s also very easy to reach on the phone. Tried a few places including Onlia and he always ends up the cheapest. Amazing service.
Weronika
16:55 15 Jan 25
Filip is an excellent broker! He was always available for questions and went above and beyond to help me and my husband get auto and tenant insurance! Will recommend him to friends and family
Octavian Draghici
17:33 11 Dec 24
My experience with "Filip Ambroziak Insurance" was exceptional. From their friendly and knowledgeable team to their commitment to customer satisfaction, I highly recommend them to anyone searching for reliable insurance services.
Jordan Smith [Staff]
18:53 03 Jan 24
Karolina Wilczynski
17:36 23 Nov 23
I highly recommend Filip Ambroziak for your insurance needs. He is knowledgeable and provides fast and friendly service. Filip was able to find me excellent rates. Thank you Filip!
Lejla A
15:57 27 Oct 23
Filip is the best! Always there to help with fast and accurate answers. Highly recommend.
Franklin C. Silva
16:51 04 Oct 23
Professional, fast, diligent, 100% recommended! A+ Service.
Mateusz Kwiatkowski
20:05 30 Aug 23
Great, friendly and fast communication. He is always looking for the best option for you. Full professionalism. I recommend it very strongly.
Xyz Xyz
15:25 29 Aug 23
I’ve never had any problems with Filip. He’s a very competent, professional, polite and supportive agent.
Martha Blaszczyk
21:35 13 Jun 23
Filip was so helpful and efficient in finding me the best possible auto insurance! Highly recommend him if you’re looking for an insurance broker that will go above and beyond to meet your needs
Miriam Rebolo
04:13 25 Nov 22
I really enjoy working with Pilip! He is very helpful and on top of his game! He goes above and beyond for his clients and I am very thankful for his service.My entire family are his clients.Definitely a great person to have in your corner for instance!Thank you Filip!
Christiane Kuehn
17:45 09 Nov 22
Filip was super helpful and provided us with the best insurance quote, all the information needed and answered all our questions immediately. The whole process from getting the quote to signing the papers and receiving the insurance papers was very well managed and very professional. I can only recommend Filip. Thank you for all your help!
Selena Ali
20:24 27 Sep 22
Filip is great and is super polite and professional! I have a great insurance rate and policy thanks to him! 🙂
Alexandra Leclerc
13:18 01 Jul 22
Filip has been very quick to respond and adjust my car insurance to fit my needs. He is very polite and it has been a pleasure to set up my car insurance with him. I have not made any claims yet but will update this if I ever have to.
LARISSA DLUGOSH
12:59 16 Mar 22
I highly recommend working with Filip if you are looking for prompt responses, fast results and great prices. He was able to get us an awesome insurance quote in 2 days compared to weeks with other companies and waiting for call backs. I am very happy I decided to call Filip.Thank you!
See All Reviews

How An Insurance Broker Can Get The Best Insurance Rates In Toronto

Keep these three tips in mind when purchasing an insurance policy.

01

Discounts

As experienced insurance brokers, we know the discounts that each unique company offers.

02

Coverage

Insurance isn’t just about price, as a broker, our goal is to get the best coverage for your situation.

03

Multiple Companies

As an insurance broker, we have access to many insurance companies and check the best rates for you.

We Will Make It Quick and Simple!

Why Work With an Insurance Broker?

There are many reasons to work with an insurance broker in Toronto:

  1. Access to Markets. Insurance brokers in Toronto have access to insurance companies which the public does not. When it comes to commercial coverage, many policies are customized to meet the demanding needs of the clients.
  2. Ease. Working with brokers is very easy. You can call, text, email or come into the office in person. 
  3. Multiple Lines of Insurance. Many clients have more than just a business to insure. With a broker, you can insure your home, commercial car, business, investment property, ATV etc. all in one place. 

Benefits of Working With Filip Ambroziak

Benefits of Working With a Toronto Insurance Broker

Filip Ambroziak has been insuring the residents of Toronto for over ten years. As a RIBO (Registered Insurance Brokers of Ontario) and LLQP (Life License Qualification Program) licensed insurance broker, he can offer auto, home, commercial, travel and life insurance products. Call Filip at (416) 803-2113 or email him at filipa@pbnet.ca. 

Toronto Insurance Online.

That’s right, you don’t ever have to leave your home! Quotes, applications and policies all done online through a broker. 

online insurance brokers

Have Multiple Policies through one Broker

One of the biggest benefits of working with a Toronto insurance broker is having all your insurance policies in one place. We offer Investment property, Commercial Auto, Auto, Home, Commercial, Travel and Life insurance!

Request an Insurance Quote

FAQ

Frequently Asked Questions

This is a tough question to answer without more details. General, if you have a vehicle and will be driving it on public roads, you must have an auto  insurance policy. 

If you have a mortgage on a home, they will require that you have an active insurance policy. 

When insurance brokers say “full coverage” what they mean is the standard liability insurance along with collision and comprehensive coverage. In short, that is the coverage that covers damages to your own vehicle should an accident be your fault. There is usually a $500 or $1000 deductible applied.

Collision and comprehensive insurance is not legally required to drive in Ontario. Third Party Liability is mandatory. 

If you are purchasing a vehicle and financing it, finance companies will require that the car is insured with “full coverage” in order to get the loan.